5 Things to Know Before You Wait for Rates to Drop
Rates may stay high longer than you think, and waiting has real tradeoffs. See what the numbers say about timing, prices, and bargaining power today.
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Parts of this market are still moving much faster than the national pace
Even with 30-year rates at 7.32%, more than 6 in 10 homes in parts of Ellicott City and Sykesville went under contract within two weeks, according to data…
Some parts of the market are still moving fast despite higher rates
Rates are up, but in several ZIP codes homes are going under contract in two weeks or less , and the numbers show exactly where.
Some parts of this market are still moving very fast
Rates are above 7%, but the tightest ZIP codes here are not slowing down.
Homes Priced $500K to $650K Are Winning More Often
In this market, where you price matters more than most sellers expect, and one price range is pulling ahead.
Some parts of this market are still moving fast despite higher rates
Rates are up, but the tightest ZIP codes here still have just 1.0 to 1.4 months of supply and most homes going under contract within two weeks.
Higher rates are not cooling every part of this market
Freddie Mac put the 30-year fixed rate at 7.28% as of October 1, 2026, yet several ZIP codes in this market are still seeing prices rise and homes sell fast.
Downsizing?
This market is still moving fast despite 7% mortgage rates
Rates just crossed 7%, but most of this market has less than two months of homes for sale, and well-priced homes are still going under contract fast.
Some parts of this market are still moving fast despite higher mortgage rates
Freddie Mac put the 30-year fixed rate at 7.03% as of September 24, 2026, yet the tightest ZIP codes here still had just 1 to 1.4 months of supply and roughly…
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