mortgage rates

5 Things to Know Before You Wait for Rates to Drop

Rates may stay high longer than you think, and waiting has real tradeoffs. See what the numbers say about timing, prices, and bargaining power today.

Deb HayneOct 27, 2026
community news

I’m Not With CNN. I’m With PNN, The Positive News Network

Debra is thinking about a monthly email with positive local news, new businesses, events, and neighbors doing good things. Tell her if you want in.

Deb HayneOct 26, 2026
Market update

Parts of this market are still moving much faster than the national pace

Even with 30-year rates at 7.32%, more than 6 in 10 homes in parts of Ellicott City and Sykesville went under contract within two weeks, according to data…

Deb HayneOct 25, 2026
Market update

Some parts of the market are still moving fast despite higher rates

Rates are up, but in several ZIP codes homes are going under contract in two weeks or less , and the numbers show exactly where.

Deb HayneOct 18, 2026
Market update

Some parts of this market are still moving very fast

Rates are above 7%, but the tightest ZIP codes here are not slowing down.

Deb HayneOct 11, 2026
Market update

Homes Priced $500K to $650K Are Winning More Often

In this market, where you price matters more than most sellers expect, and one price range is pulling ahead.

Deb HayneOct 7, 2026
Market update

Some parts of this market are still moving fast despite higher rates

Rates are up, but the tightest ZIP codes here still have just 1.0 to 1.4 months of supply and most homes going under contract within two weeks.

Deb HayneOct 4, 2026
Market update

Higher rates are not cooling every part of this market

Freddie Mac put the 30-year fixed rate at 7.28% as of October 1, 2026, yet several ZIP codes in this market are still seeing prices rise and homes sell fast.

Deb HayneOct 3, 2026

Downsizing?

Deb HayneOct 2, 2026
Market update

This market is still moving fast despite 7% mortgage rates

Rates just crossed 7%, but most of this market has less than two months of homes for sale, and well-priced homes are still going under contract fast.

Deb HayneSep 30, 2026
Market update

Some parts of this market are still moving fast despite higher mortgage rates

Freddie Mac put the 30-year fixed rate at 7.03% as of September 24, 2026, yet the tightest ZIP codes here still had just 1 to 1.4 months of supply and roughly…

Deb HayneSep 28, 2026
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Deb Hayne
Cummings & Co. Realtors · (443) 839-5107
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Deb Hayne is a licensed real estate agent with Cummings & Co. Realtors, license #653930. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Deb Hayne · Cummings & Co. RealtorsEQUAL HOUSING OPPORTUNITY