Market updates

0.8 monthsColumbia 21046
LatestOct 25

Parts of this market are still moving much faster than the national pace

Even with 30-year rates at 7.32%, more than 6 in 10 homes in parts of Ellicott City and Sykesville went under contract within two weeks, according to data from the three months ending August 31, 2026.

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Earlier posts
Oct 18
7.4%
30-year fixed

Some parts of the market are still moving fast despite higher rates

Rates are up, but in several ZIP codes homes are going under contract in two weeks or less , and the numbers show exactly where.

Oct 11
55.7%
ZIP 21042

Some parts of this market are still moving very fast

Rates are above 7%, but the tightest ZIP codes here are not slowing down.

Oct 7

Homes Priced $500K to $650K Are Winning More Often

In this market, where you price matters more than most sellers expect, and one price range is pulling ahead.

Oct 4
$850,000
Median sale price, 21042

Some parts of this market are still moving fast despite higher rates

Rates are up, but the tightest ZIP codes here still have just 1.0 to 1.4 months of supply and most homes going under contract within two weeks.

Oct 3
17.5%
21158

Higher rates are not cooling every part of this market

Freddie Mac put the 30-year fixed rate at 7.28% as of October 1, 2026, yet several ZIP codes in this market are still seeing prices rise and homes sell fast.

Sep 30
65.1%
ZIP 21784

This market is still moving fast despite 7% mortgage rates

Rates just crossed 7%, but most of this market has less than two months of homes for sale, and well-priced homes are still going under contract fast.

Sep 28
7%
30-year fixed

Some parts of this market are still moving fast despite higher mortgage rates

Freddie Mac put the 30-year fixed rate at 7.03% as of September 24, 2026, yet the tightest ZIP codes here still had just 1 to 1.4 months of supply and roughly 62% to 65% of homes went under contract within two weeks.

Aug 31
935
For sale

Everyone Assumes This Market Slowed Down. Sellers Are Still Getting Full Price.

Over the twelve weeks ending August 30, 2026, the territory-wide median sale-to-list ratio held at 100%, with 42.1% of homes selling above asking.

Aug 31
860
For sale

Everyone Says Homes Are Sitting Longer This Summer. Here's What Actually Happened.

Over the twelve weeks ending August 30, 2026, days on market crept up across Frederick County and the Baltimore suburbs, but sellers still walked away with more money than a year ago.

Aug 24
852
For sale

One Buy Box, Two Very Different Waits For a Pending Sign

In the twelve weeks ending August 23, 2026, homes in Owings Mills and Westminster sat inside the same buy box, yet buyers there moved at very different speeds toward a signed contract.

Aug 24
918
For sale

Fewer New Listings Should Have Tightened This Market. Instead, It Loosened.

In the twelve weeks ending August 23, 2026, new listings fell across Ellicott City, Columbia, Owings Mills, Randallstown, Westminster, Frederick, Mount Airy and Sykesville, yet the number of homes sitting on the market kept climbing.

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Deb Hayne
Cummings & Co. Realtors · (443) 839-5107
Privacy policyTerms of useDo not sell or share my informationAccessibility statementFair housing notice
Deb Hayne is a licensed real estate agent with Cummings & Co. Realtors, license #653930. Market numbers come from MLS records and are believed accurate but not guaranteed. Nothing on this site is an appraisal or a promise of value. If your home is already listed with another broker, this is not a solicitation.
© 2026 Deb Hayne · Cummings & Co. RealtorsEQUAL HOUSING OPPORTUNITY